Prohibited Businesses

Last updated: February 2025

The types of businesses listed are representative but not exhaustive. If you are uncertain whether your business qualifies as a Prohibited or Restricted Business, or if you have questions about how these requirements apply to you, please contact us.

By registering with Salig Pay, you confirm that you will not use our services to accept payments for the following prohibited businesses, activities, or practices. These categories of businesses and practices are ineligible to use Salig Pay’s services due to existing Philippine laws, regulatory rules, regulations, and Salig Pay’s internal policies and standards.

Gambling

Games of chance, including illegal gambling, internet gambling, sweepstakes, contests with buy-ins or cash prizes
Any other form of gambling not authorized by the government or relevant regulatory agency.

Illegal Products and Services

Cannabis dispensaries and related businesses
Peptides and research chemicals
Toxic, flammable, and radioactive materials
Sale of legal substances that mimic the effects of illegal drugs (e.g., salvia, kratom)
Fake references or ID-providing services
Equipment designed for drug use, such as bongs, vaporizers, and hookahs
Products and services with varying legal status depending on jurisdiction or those prohibited under applicable law
Pornography or obscene materials depicting nudity or explicitly sexual acts; sites offering sexually-related services such as prostitution, escorts, pay-per-view content, or adult live chat features
Products and services promoting sexual exploitation, such as adult videos, sexually oriented massage parlors, strip clubs, topless bars, or sexually-oriented dating services
Circumvention, jamming, and interference devices; telecommunications manipulation tools, credit card and identity theft protection
Pseudo-pharmaceuticals or other products making unverified health claims.

Products and Services that may Infringe Intellectual Property Rights

Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without proper authorization
Sale of counterfeit goods
Sale of goods or services that are illegally imported or exported
Unauthorized sale or resale of brand name or designer products or services
Sale of products or services that infringe or facilitate infringement of third-party intellectual property rights (trademark, patent, copyright, etc.)

Products and Services that Promote Unfair, Predatory, or Deceptive Practices

Pyramid schemes, “Get Rich Quick” schemes, or services promising high returns
Mugshot publication or pay-to-remove websites aimed at reputational harm
Negative response marketing, chain letters
Sale or resale of a service without added value, or resale of government offerings without proper authorization
Sale of online traffic or engagement (e.g., social media followers, YouTube views, in-game currency)
Charities or non-profits without proper registration
Businesses aggregating funds owed to third parties, factoring, or activities intended to obscure the origin of funds
Businesses promoting unlawful violence or physical harm, or those engaging in unlawful violence based on race, religion, gender, sexual orientation, national origin, or other immutable characteristics
Businesses deemed unfair, deceptive, or predatory toward consumers, or that pose elevated financial risk or legal liability, or violate card network or banking policies
Use of Salig Pay as a virtual terminal for manually entering card transactions, processing without bona fide goods or services, card testing, evading chargeback monitoring, cross-border acquiring, or sharing cardholder information for cross-selling products or services.